"97% of people work a J.O.B. (Just Over Broke). All of them want a M.B.A. (Massive Bank Account). They are clueless on how to create wealth and be R.I.C.H. (Residual Income Creates Happiness), continuously surrounding themselves with H.A.T.E.R.S. (Having Anger Towards Everyone Reaching Success), and then wonder why they are P.O.O.R. (Passing Over Opportunities Repeatedly)! Open your mind, make a decision, and make a change!! Change your thinking...change your life!"